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Your Home Loan Journey

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Step 1
Talk with your friendly TSM Loan Originator

  • Download the App.

  • Complete the loan application.

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Step 2
Determine how much house you can afford

  • Establish your budget for a new home.

  • Review your income, assets, credit & collateral.

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Step 3
Consider your down payment funds

  • Generally, 3% to 20% of the home price.

  • Check out our Down Payment Assistance programs.

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Step 4
Receive your pre-approval letter with the help of your Loan Originator

  • Know how much you can afford.

  • Gain a competitive edge in making offers.

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Step 6
Complete your mortgage application

  • Determine the right home loan solution for you.

  • Conventional, FHA, VA, Jumbo, Non-QM, USDA, ITIN, etc.

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Step 5
Shop for your dream home, make and offer and get it accepted

  • Find a home you love and make an offer.

  • Your agent will help you get under contract.

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Step 7
Finish Your Documentation, Appraisal, Contingencies & Underwriting

  • Your Loan Originator help you with each step

  • Processing and underwriting is done in-house

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Step 8
Conduct Your Home Inspection (Optional)

  • Identify any issues with the help of a home inspector.

  • Your real estate agent can help negotiate repairs.

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Step 9
Finalize Loan Approval (Pre-Closing)

  • Receive your closing disclosures with loan details.

  • View monthly payment, down payment, interest rate and closing costs.

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Step 10
Your Loan Documents Digitally or in Person (Closing)

  • Pay your down payment and mortgage costs.

  • Sign your loan documents digitally or in person.

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Congratulations!
You’re a new homeowner!

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Town Square Mortgage

17300 Dallas Parkway
Suite 1030
Dallas, TX 75248
info@tsmlending.com
(972) 292-7600

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Copyright© 2024. All Rights Reserved. Equal Housing Lender. Town Square Mortgage, a DBA of American Portfolio Mortgage Corporation. NMLS ID 175656. 2401 Plum Grove Road, Suite 202, Palatine, IL  20067. Licensed by Alabama State Banking Department,  Consumer Credit License #23212. Expires 12/31/2024. Licensed by Arizona Department of Insurance and Financial Institutions, Mortgage Banker License #0920153. Expires 12/31/2024. Licensed by Arkansas Securities Department, Combination Mortgage Banker-Broker-Servicer License, #109676. Expires 12/31/2024. Licensed by Colorado Department of Regulatory Agencies Division of Real Estate, Mortgage Company Registration. Expires 12/24/2024. Licensed by Delaware Office of the State Bank Commissioner, Lender License #0299047. Expires 12/31/2024.  Licensed by District of Columbia Consumer Services Division, Mortgage Dual Authority License #MLB175656. Expires 12/31/2024. Licensed by Florida Office of Financial Regulation, Mortgage Lender License #MLD836. Expires 12/31/2024. Licensed by Georgia Department of Banking and Finance, Mortgage Lender License/Registration #34260. Expires 12/31/2024. Licensed by Idaho Department of Finance, Mortgage Broker/Lender License #MBL-2080175656. Expires 12/31/2024. Licensed by Illinois Department of Financial and Professional Regulation,  Residential Mortgage License #MB.0005608. Expires 12/31/2024. Licensed by Iowa Division of Banking, Mortgage Banker License #2012-0015. Expires 12/31/2024.  Licensed by Kansas State Bank Commissioner, Mortgage Company License #MC.0025217. Expires 12/31/2024. Licensed by Kentucky Department of Financial Institutions, Mortgage Company License #MC81341. Expires 12/31/2024. Licensed by Louisiana Office of Financial Institutions, Residential Mortgage Lending License. Expires 12/31/2024. Licensed by Maine Department of Professional and Financial Regulation, Consumer Credit Protection, Supervised Lender License. Expires 12/31/2024. Licensed by Maryland Office of Financial Regulation, Department of Labor, Mortgage Lender License #175656. Expires 12/31/2024. Licensed by Michigan Department of Insurance and Financial Services, 1st Mortgage Broker/Lender/Servicer Registrant #FR0020630. Expires 12/31/2024. Licensed by Minnesota Commerce Department, Residential Mortgage Originator License #MN-MO-175656. Expires 12/31/2024. Licensed by Mississippi Department of Banking & Consumer Finance, Mortgage Lender License #175656. Licensed by Missouri Division of Finance, Mortgage Company License #175656. Expires 12/31/2024. Licensed by Nebraska Department of Banking and Finance, Mortgage Banker License. Expires 12/31/2024. Licensed by Nevada Department of Business & Industry Division of Mortgage Lending, Mortgage Company License #4553. Expires 12/31/2024. Licensed by New Hampshire banking Department, Mortgage Banker License #23322-MB. Expires 12/31/2024. Licensed by North Carolina Office of the Commissioner of Banks, Mortgage Lender License #L-158767. Expires 12/31/2024. Licensed by Ohio Department of Commerce, Residential Mortgage Lending Act Certificate of Registration #RM.850217.000. Expires 12/31/2024. Licensed by Oklahoma Department of Consumer Credit, Mortgage Lender License #ML016634. Expires 12/31/2024. Licensed by Oregon Department of Consumer and Business Services, Mortgage Lending License #ML – 5460. Expires 12/31/2024. Licensed by Commonwealth of Pennsylvania Department of Banking and Securities, Mortgage Lender License #105845, and Mortgage Servicer License #105846. Expires 12/31/2024. Licensed by Tennessee Department of Financial Institutions, Mortgage License #112482. Expires 12/31/2024. Licensed by Texas Department of Savings and Mortgage Lending, Mortgage Banker Registration. Expires 12/31/2024. Licensed by Commonwealth Virginia State Corporation Commission, Lender License and Broker License #MC-5808. Expires 12/31/2024.  Licensed by West Virginia Division of Financial Institutions, Mortgage Lender License #ML-175656 and Mortgage Broker License #MB-175656. Expires 12/31/2024.  Licensed by Wisconsin Department of Financial Institutions, Mortgage Banker License #175656BA. Information About You and Your Visits to the Website Expires 12/31/2024.

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