Town Square Mortgage  Terms and Conditions 
Effective May 31, 2024

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TERMS & CONDITIONS

 

1.  This mortgage guarantee is limited to conventional, conforming fixed, first lien, mortgage loan products up to $647,200. Jumbo mortgage products are not included in this offer. The loan products being compared must be for the same product and term and the interest rates being compared must be for the same lock in term.  A complete application with TSM is required. Guarantee is not available and forfeited if your loan application is denied, canceled, or withdrawn by you or TSM. This offer does not apply to any government loan products.

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2.  If you find a lower offer, inform your Loan Officer within one (1) business day of locking your rate. An official locked LE (Loan Estimate) provided by the competing lender must match the fee sheet you provided to TSM.  It must state the lender’s name (Simply Good Lending NMLS ID: 144975), date, interest rate, APR, loan type, term, exact amount of any mortgage insurance, lock length, any applicable points/costs or rebate/credit for the chosen interest rate. Within two (2) business days of closing your loan, provide TSM your completed and fully executed CD (Closing Disclosure) and the NOTE from your closing documents. Closing documents must match the original LE you provided to TSM. 

 

Copyright© 2024. All Rights Reserved. Equal Housing Lender. Town Square Mortgage, a DBA of American Portfolio Mortgage Corporation. NMLS ID 175656. 2401 Plum Grove Road, Suite 202, Palatine, IL  20067. Licensed by Alabama State Banking Department,  Consumer Credit License #23212. Expires 12/31/2024. Licensed by Arizona Department of Insurance and Financial Institutions, Mortgage Banker License #0920153. Expires 12/31/2024. Licensed by Arkansas Securities Department, Combination Mortgage Banker-Broker-Servicer License, #109676. Expires 12/31/2024. Licensed by Colorado Department of Regulatory Agencies Division of Real Estate, Mortgage Company Registration. Expires 12/24/2024. Licensed by Delaware Office of the State Bank Commissioner, Lender License #0299047. Expires 12/31/2024.  Licensed by District of Columbia Consumer Services Division, Mortgage Dual Authority License #MLB175656. Expires 12/31/2024. Licensed by Florida Office of Financial Regulation, Mortgage Lender License #MLD836. Expires 12/31/2024. Licensed by Georgia Department of Banking and Finance, Mortgage Lender License/Registration #34260. Expires 12/31/2024. Licensed by Idaho Department of Finance, Mortgage Broker/Lender License #MBL-2080175656. Expires 12/31/2024. Licensed by Illinois Department of Financial and Professional Regulation,  Residential Mortgage License #MB.0005608. Expires 12/31/2024. Licensed by Iowa Division of Banking, Mortgage Banker License #2012-0015. Expires 12/31/2024.  Licensed by Kansas State Bank Commissioner, Mortgage Company License #MC.0025217. Expires 12/31/2024. Licensed by Kentucky Department of Financial Institutions, Mortgage Company License #MC81341. Expires 12/31/2024. Licensed by Louisiana Office of Financial Institutions, Residential Mortgage Lending License. Expires 12/31/2024. Licensed by Maine Department of Professional and Financial Regulation, Consumer Credit Protection, Supervised Lender License. Expires 12/31/2024. Licensed by Maryland Office of Financial Regulation, Department of Labor, Mortgage Lender License #175656. Expires 12/31/2024. Licensed by Michigan Department of Insurance and Financial Services, 1st Mortgage Broker/Lender/Servicer Registrant #FR0020630. Expires 12/31/2024. Licensed by Minnesota Commerce Department, Residential Mortgage Originator License #MN-MO-175656. Expires 12/31/2024. Licensed by Mississippi Department of Banking & Consumer Finance, Mortgage Lender License #175656. Licensed by Missouri Division of Finance, Mortgage Company License #175656. Expires 12/31/2024. Licensed by Nebraska Department of Banking and Finance, Mortgage Banker License. Expires 12/31/2024. Licensed by Nevada Department of Business & Industry Division of Mortgage Lending, Mortgage Company License #4553. Expires 12/31/2024. Licensed by New Hampshire banking Department, Mortgage Banker License #23322-MB. Expires 12/31/2024. Licensed by North Carolina Office of the Commissioner of Banks, Mortgage Lender License #L-158767. Expires 12/31/2024. Licensed by Ohio Department of Commerce, Residential Mortgage Lending Act Certificate of Registration #RM.850217.000. Expires 12/31/2024. Licensed by Oklahoma Department of Consumer Credit, Mortgage Lender License #ML016634. Expires 12/31/2024. Licensed by Oregon Department of Consumer and Business Services, Mortgage Lending License #ML – 5460. Expires 12/31/2024. Licensed by Commonwealth of Pennsylvania Department of Banking and Securities, Mortgage Lender License #105845, and Mortgage Servicer License #105846. Expires 12/31/2024. Licensed by Tennessee Department of Financial Institutions, Mortgage License #112482. Expires 12/31/2024. Licensed by Texas Department of Savings and Mortgage Lending, Mortgage Banker Registration. Expires 12/31/2024. Licensed by Commonwealth Virginia State Corporation Commission, Lender License and Broker License #MC-5808. Expires 12/31/2024.  Licensed by West Virginia Division of Financial Institutions, Mortgage Lender License #ML-175656 and Mortgage Broker License #MB-175656. Expires 12/31/2024.  Licensed by Wisconsin Department of Financial Institutions, Mortgage Banker License #175656BA. Expires 12/31/2024.

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 “Not all applicants will qualify. Please meet with the licensed loan originator for more information. Rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and finance credit approval. Approvals are subject to the underwriting program and are subject to change without notice.”